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Headquartered in Birmingham, Alabama, BBVA USA is a subsidiary of the Spanish multinational financial services company, Banco Bilbao Vizcaya Argentaria. BBVA USA has been in business since 1964, and is operating primarily in Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas. With around 700 branches, tens of thousands of ATMs, and advanced technology, the bank is one of  largest ones in Alabama, Arizona, and Texas.

BBVA USA offers credit cards, checking and savings accounts, certificates of deposit, money market accounts, and other financial services to both individuals and businesses. They are known for their competitive APY rates, and great mobile and online banking features, including a well-rated mobile app. The overall BBVA USA experience, offers, and service are of great quality, which explains its strong market presence.

BBVA USA's personal checking accounts are pretty good options for daily banking. There are 4 of them:

  • Premium Checking Account, 
  • Online Checking Account,
  • Free Checking Account,
  • Easy Checking Account.

Features common to all of them are free Online Banking and Mobile Banking with Mobile Deposit® and Bill Pay, a Visa® Debit Card with cash back rewards, free access to BBVA USA's ATMs, and unlimited check writing.

Opening a BBVA Checking Account can be done on your computer. Once you select the checking account you want, simply click the Open Now button to get started. The online form only takes a few minutes. Checking accounts are subject to approval, which may included credit approval. $25 minimum opening deposit required.

Bank Monthly Service Charge Minimum Deposit to Open APY
BBVA Premium Checking Account $19 (can be waived) $25 0.05%
BBVA Free Checking Account $0 $25 0.00%
BBVA Online Checking Account $0 $25 0.00%
BBVA USA Easy Checking Account $13.95 $25 0.00%