If you were considering opening a checking account with BBVA USA, now’s the time to do it since the bank is currently running a limited-time offer thanks to which you can earn up to $250!
To start, you need to open a BBVA Online Checking Account, and set up direct deposit. You will earn $200 if you receive a direct deposit of $500 or more by January 15, 2020. Qualifying direct deposits include paycheck, pension or other benefits, such as social security - basically, any money you receive from your employer or government on a monthly basis. Money transfers via, for example, PayPal or similar services or other bank accounts of yours aren’t considered to be qualifying direct deposits, and won’t earn you the bonus.
If you decide to open a BBVA USA savings account at the same time, you will earn an additional $50 - but only if you’re a new BBVA USA customer, and deposit $1,000+ in your BBVA USA Savings account balance by December 31, 2020. You must also meet the $200 bonus requirement, which is to receive a direct deposit of $500+. The BBVA USA Savings account is a pretty good savings account since it comes with no monthly service charge, and 24/7 online and mobile account access. It pays interest on your entire balance, and there aren’t any minimums you need to meet.
Now, when it comes to the BBVA USA Online Checking Account, it is one of the most attractive checking account offers, especially to new-generation customers looking for an easy-to-manage digital banking solution. Since it’s a fully online checking account, you can open it even if there aren’t any BBVA USA branches in your area. All you need to do is provide your valid ID, and your Social Security Number. You’ll also need to make a $25 opening deposit, and that’s it. While there’s a low monthly fee on this checking, you can avoid it simply by going paperless - because it’s paper statements that cost $3/month, not account maintenance.
With your new BBVA USA Online Checking, you’ll also receive a free Visa Debit card you can personalize for $10. You can use this Visa for all kinds of purchases - and we’re sure you will, since you’ll earn cash back each time you use it to pay for eligible ones. You can also download the BBVA USA award-winning mobile app for on-the-go account management, 24/7 activity monitoring, mobile deposits, and bill payments. With access to over 64,000 BBVA USA, 7-Eleven, and Allpoint ATMs, you’ll be able to check your balance, withdraw or deposit funds anywhere you are within the U.S. totally fee-free. Just make sure you don’t overdraw your account, as BBVA USA applies quite high overdraft and NSF fees. Yet, with account and card alerts to keep you informed, you won't have to worry, as long as you monitor your account, and manage your money responsibly.
You can purchase additional services, and add optional benefits to your Online Checking. For example, for an extra $4/month, you can enroll in BBVA USA”s ClearBenefits Program, and enjoy features, such as identity theft restoration and insurance, cell phone protection, and more.
So, to sum up, with all the free perks usually included in this checking account, knowing that you could now receive up to $250 just like that, there’s no reason why you shouldn’t give the BBVA USA Online Checking a try. Hurry up, since the offer running now through November 27, 2020!
BBVA Checking Account Offers
BBVA USA has two checking solutions if you are need a Checking Account with no monthly service Charge:
BBVA Free Checking Account
The BBVA Free Checking is a free checking account, packed with benefits, ranging from advanced digital tools, and free checks, to ATM-fee rebates, cashback rewards program, and many custom features at a fraction of the cost! With BBVA's great ATM network, you can use your Visa anywhere you go, while managing your budget on the go using BBVA's award-winning mobile app that gives you the freedom and flexibility to keep an eye on your account wherever and whenever. You'll also earn cash back when you use your Visa to make purchases through online and mobile banking. You don't need to do anything in particular to enroll in the program, but select offers you're interested in to activate them. The cashback rewards program is completely free, and the offers you'll receive are tailored to your spending habits, meaning you'll get to earn rewards for things you'd buy anyway
- Free Visa® Debit Card with Simple Cash BackSM rewards (option to personalize your card by adding a photo of your choice for $10).
- Free Online Banking and Mobile Banking, with Mobile Deposit® and Bill Pay.
- Award-Winning Mobile Banking App.
- Free online and paper statements.
- Free unlimited check writing.
- No ATM fees nationwide at 64,000 BBVA USA.
- No BBVA fees for using another bank's ATM, and up to 4 other banks' ATM fees waived per statement cycle if you add the ATM Transactions Custom Feature for $5 per month.
- For $2/month, receive unlimited supply of standard checks and 50% off other styles.
- For $2/month, receive unlimited cashier's checks.
- For $3/month, receive a 3 x 5 safe deposit box.
- BBVA USA, Member FDIC
Checking account fees
- Monthly Fee $0
- APY 0.00%
- Minimum Deposit to Open $25
- Out-of-Network ATM Transaction Fee $3
- Out-of-Network ATM Withdrawal Fee $3
- Overdraft Fee $38
- Non-Sufficient Funds Fee $38
- Foreign Transaction Fee 3% (non-ATM) / 1% (ATM)
BBVA Onlline Checking Account
BBVA Online Checking Account is the online-only Checking account that’s available nationwide. Once you've become the account owner, you'll get many benefits, such as free unlimited check writing, and free access to BBVA ATMs, as well as ATMs in Allpoint® and participating 7-Eleven® locations, when you use your Visa card through online and mobile banking, you can earn cashback rewards if you select offers from the dashboard. You don't even need to enroll in the program - it's automatic, and free! Since BBVA USA is know for its premium digital tools, you can rest assured your account, even though online, will be protected against any kind of financial fraud. You can, however, enroll in BBVA's ClearBenefits Program for $4/month, and enjoy additional protection services
- Apply with only $25 opening deposit
- No monthly Service Charge
- Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
- No ATM withdrawal fees at any BBVA USA or Allpoint® ATM
- BBVA USA, Member FDIC
- One free BBVA Visa® Debit Card per account holder:
- Easily keep track of your purchases and get transaction alerts on the go with BBVA Mobile Banking App
- Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
- Personalized debit card with your own photography or artwork
BBVA Online Savings Account
Online focused savings with no quarterly Service Charge. Get up to 4 withdrawals per month fee free.
Features and fees:
- Pay no quarterly Service Charge
- Earn interest on your entire savings account balance
- Easily access your money when you need it
- 24/7 online access with Online and Mobile Banking