eChecking Account

Customers of CIT Bank now have access to the full range of financial products thanks to the checking option.
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What We Offer

No account opening or maintenance fees

Minimum deposit of $100 to open

0.25% APY with a minimum balance of $25,000

0.10% APY on sums less than $25,000

CIT Bank eChecking

Features

ATM fees are not charged by CIT Bank. Receive reimbursement for up to $30 in monthly ATM fees from other banks.

Debit card equipped with an EMV chip.

Zelle, Bill Pay, Samsung Pay, and Apple Pay enable mobile transfers, payments, and purchases.

Online, on-the-go account access, as well as an automated phone line.

CIT Bank Account

Choose Your Account and Get Started

If you want to store your money in high-earning accounts, CIT Bank offers numerous possibilities. These accounts include standard savings accounts, certificates of deposit, checking accounts, and even individual retirement accounts.
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Product
eChecking
Minimum opening deposit
100$
Balance Tier
<$25,000
APY2
0.10%
Product
eChecking
Minimum opening deposit
100$
Balance Tier
>$25,000
APY2
0.25%

eChecking Account

3 Easy Steps to Opening
an eChecking Account

  • Enter Your Information - Your address, phone number, email address, and social security number must be provided.
  • Fund Your Account - You need at least $100 to open an account. Money can be transferred electronically, through a check sent in the mail, or by wire.
  • Be Done - You will get a confirmation email from CIT Bank.
Get Started