Save more. Earn more.

Platinum Savings 5.05%APY

  • For balances of $5,000 or more. Opening deposit of at least $100
  • No account opening or expenses for maintenance
  • Your deposits are FDIC insured
  • Using the CIT Bank mobile app, you can transfer money and remotely deposit checks
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CIT Bank Savings

What We Offer

Savings Connect

With a Savings Connect account, you can benefit from convenient access to your money while receiving a competitive rate.
  • Earn almost 11x the national average
  • Easy account opening
  • Digital convenience with online banking
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Savings Builder

Using the Savings Builder, you may save more and earn more.
  • Compound interest every day to increase your earning potential
  • Earn one of the highest rates in the country—two times the average rate
  • Start earning 0.995% interest the day the account is opened
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eChecking Account

With as little as $100, you can open an eChecking account.
  • Minimum down payments
  • A signup bonus
  • Overdraft defense
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Money market

Money Market Account benefits and features
  • Earn over 2x the national average
  • Quick and easy access to funds
  • No monthly service fees
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CDs

Choose from a selection of CD rates and terms to help you stay on target for your savings goals
  • Competitive CD rates and terms that work for your schedule
  • CIT Bank CDs provide a safe, secure way to grow your savings.
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Make the Most Out of Your Regular Savings

With interest rates designed for maximum growth, a CIT Bank savings account can help you get more out of your funds.
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Specific earning requirements for the CIT Bank Savings Builder account are either:

Maintain a balance of at least $25,000

Make at least one $100 or higher monthly deposit

Customers who use the CIT Bank Savings Builder can earn up to 1.00% APY. Accounts that don't match the mentioned criteria will still receive 0.40% APY.
There are no startup or ongoing maintenance charges for Savings Builder accounts. They simply ask for an opening deposit of $100. Although maintaining a balance of $25,000 may not be feasible for everyone, Savings Builder account holders can make $100 monthly installments.
Start Saving Today

Check out our Savings Calculator and find out how to put your savings strategy to work for you.

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Open an Account in Less Than 10 Minutes

  • Enter Your Information - Information like your address, phone number, email address, and social security number must be provided.
  • Fund Your Account - You need at least $100 to open an account. Money can be transferred electronically, through checks sent in the mail, or by wire.
  • And now you're done - You will get a confirmation email from CIT Bank.
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