First National Bank of Omaha


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Founded in Omaha, Nebraska back in 1857, First National Bank of Omaha is a family-owned financial institution operating as a subsidiary of First National of Nebraska. FNBO is the largest privately-held subsidiary in the United States, with over 100 locations in Nebraska, Colorado, Illinois, Iowa, Kansas, South Dakota, and Texas, over $17 billion in assets, and 6.6 million customers across the country.

Recognized as one of the best banks in the United States, especially in the Midwest, First National Bank of Omaha was also one of the first banks to issue credit cards, in addition to being at the forefront of sustainability and community development. Only in 2019, the bank invested more than $48 million in order to contribute to its communities, and support local economies.

In addition to its commercial and small business banking solutions, First National Bank of Omaha offers a range of personal banking products and services, such as loans, investment and wealth management, credit cards, savings accounts, CDs, IRAs, and, finally, checking accounts. FNBO checking account solutions include:

  • Free Checking Account,
  • Premier Checking Account,
  • Access Debit Account.

These checking accounts all come with Online and Mobile Banking, Visa debit cards, surcharge-free access to 55,000 ATMs worldwide, overdraft options, and award-winning customer service.


Bank Monthly Service Charge Minimum Deposit to Open APY
First National Bank of Omaha Free Checking Account $0 $0 0.00%
First National Bank of Omaha Premier Checking Account $15 (can be waived) $0 0.05%
First National Bank of Omaha Access Debit Account $4 $0 0.00%