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Chime is a neobank founded in 2013, and based in San Francisco, California. Chime offers fee-free financial services through their unique mobile app, as well as plenty of digital banking features one can access through their platform.

With a mission to make money management and daily banking easier for people, Chime quickly became popular. In February 2020, the number of Chime users reached 8 million.

Chime currently has only 1 checking account:

  • Chime Spending Account.

However, this checking account offer is rich with features, including Online and Mobile Banking, Fee-Free Overdraft, Get Paid Early, Automatic Savings, and a free Visa Debit Card. Minimum fees, and convenient ways to save money make Chime's Spending Account an even greater banking solutions

Chime is a financial technology company not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC

Bank Monthly Service Charge Minimum Deposit to Open APY
Chime Spending Account $0 $0 0.50% 1 -8x 2 the national average!