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Chime is a neobank founded in 2013, and based in San Francisco, California. Chime offers fee-free financial services through their unique mobile app, as well as plenty of digital banking features one can access through their platform.

With a mission to make money management and daily banking easier for people, Chime quickly became popular. In February 2020, the number of Chime users reached 8 million.

Chime currently has only 1 checking account:

  • Chime Spending Account.

However, this checking account offer is rich with features, including Online and Mobile Banking, Fee-Free Overdraft, Get Paid Early, Automatic Savings, and a free Visa Debit Card. Minimum fees, and convenient ways to save money make Chime's Spending Account an even greater banking solution.

Bank Monthly Service Charge Minimum Deposit to Open APY
Chime Spending Checking Account $0 $0 1.00%*