Capital One

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With over 750 branches, and 7,000 ATMs, Capital One is one of the largest credit card issuers, operating in the United States, Canada, and UK. Its U.S. headquarters are in McLean, Virginia.
In addition to its wide range of credit cards, Capital One specializes in checking accounts and savings accounts, auto-loans, and commercial banking.

The bank is not only known as a technology-focused financial institution, but also as a great place to work for. In 2018, Capital One received 22 awards and recognitions for its employment, diversity and inclusion, and community involvement practices.

The bank's mission is to bring "humanity, ingenuity and simplicity to banking".

When it comes to Capital One’s personal checking offers, there are 2 of them:

  • 360 Checking® Account,
  • MONEY Teen Checking Account.

None of these checking accounts has a monthly fee or a minimum opening deposit. They come with a free MasterCard® Debit Card, access to over 40,000 Capital One and Allpoint® ATMs, as well as online and mobile banking tools. Furthermore, these are interest-bearing checking accounts, with a 0.10% APY.
 

Bank Monthly Service Charge Minimum Deposit to Open APY
Capital One 360 Checking® Account $0 $0 0.10%
Capital One MONEY Teen Checking Account $0 $0 0.10%