Alliant Credit Union


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Founded in 1935 as a non-profit financial cooperative, Alliant Credit Union has grown to become the largest credit union in Illinois, as well as one of the largest in the United States, with over $12 billion in assets, and 500,000 members across the nation.

To join Alliant, one has to meet any of the following eligibility requirements:

  • to be a current or retired employee of an Alliant U.S. partner,
  • to be an immediate family member or partner of a current Alliant member,
  • to live or work in one of the communities close to Alliant's headquarters in Chicago,
  • to be a member of a qualifying organization.
  • to be or to become a member of Foster Care to Success.

All Alliant members share ownership. Once one has become a member of the credit union, their membership lasts forever, and comes with a number of benefits, include competitive interest rates, lower loan rates, and personal service, in addition to all the personal finance products and services Alliant offers.

Alliant offers banking solutions, such as checking and savings accounts, CDs, custodial accounts, credit cards, home loans, vehicle loans, personal loans, real estate lending, IRAs, trust accounts, life insurance, and more.

Its award-winning digital banking tools, including a mobile app, enhanced security features, personal financial management, budgeting and debit management tools, personal finance education resources, and free access to over 80,000 ATMs, are only some of the reasons that explain why Alliant has been ranked several times as one of the best credit unions, as well as one of the best banks with great online experience.

Alliant has 2 checking accounts their members can open:

  • Alliant High-Rate Checking,
  • Alliant Teen Checking.

Both come with no monthly fees or minimum balance requirements, a free Visa contactless debit card, free access to over 80,000 ATMs, and top-notch online and mobile banking.

Bank Monthly Service Charge Minimum Deposit to Open APY
Alliant Credit Union High-Rate Checking Account $0 $0 0.25 %
Alliant Credit Union Teen Checking Account $0 $0 0.25%