Ally Bank


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Started in New York, in 1919, as a financial institution working to help auto dealers finance their inventories, and make auto financing more accessible to people looking to buy a vehicle, Ally Bank has grown to become one of the leading digital financial services company, with a century long history, and around 8.5 million customers.

Today, Ally Bank is known for its award-winning experiences and financial products, including online banking, lending, home loans, auto financing, and wealth management solutions.

As an online-only bank, Ally provides its customers with great digital banking tools, 24/7 customer support, and, in partnership with Allpoint®, free access to over 43,000+ Allpoint® ATMs across the United States. The bank also provides many other additional benefits and solutions, depending on financial products and services in question. It also helps its customers achieve their financial goals, learn about money management, and financial security by offering many resources available on their website. As such, it's been named the best online bank by Money Magazine in 2018.

When it comes to Ally's product and service offerings, Ally is not behind its competitors. In addition to its investing and retirement solutions, savings accounts, mortgage, auto loans, and personal loans, Ally's known for its personal checking account offer:

  • Ally Bank Interest Checking Account.

Ally Interest Checking is, as its name says, an interest-bearing checking account, FDIC-insured. As a very competitive and attractive checking account offer, it comes with plenty of digital banking tools, and features, such as Ally eCheck Deposit℠, Ally Skill™ for Amazon Alexa, a debit card, and more. Ally has put its fees to the minimum, so its customers won't pay many of the usual bank account fees - monthly maintenance fees, transfer fees, check fees, to name a few.

As a committed bank, Ally also provides resources to help people build a better financial future, regardless of their age or financial situation.

Bank Monthly Service Charge Minimum Deposit to Open APY
Ally Bank Interest Checking Account $0 $0* 0.10% / 0.50%