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Based in San Antonio, Texas, the United Services Automobile Association (USAA) has been providing insurance, investment, real estate, and banking products, as well as advisory services to members of the U.S. military and their families since 1922.

USAA has several corporate offices and financial centers in the United States, namely in San Antonio, Austin, and Dallas, TX; Colorado Springs, CO; Phoenix, AZ; Chesapeake, VA; Annapolis, MD; New York, NY; and Tampa, FL. Additionally, it is present in Europe, with offices in London, England; Frankfurt, Germany; and Luxembourg, Luxembourg.

Over 13 million USAA members, who can be U.S. military members and veterans, precommissioned officers, and their spouses and children, enjoy competitively priced and convenient banking solutions, membership support, specialized financial resources, and many other benefits, such as access to over 60,000 ATMs nationwide, an advice center, military life resources, shopping rewards, discounts, and travel deals.

USAA offers 3 checking accounts:

  • USAA Cashback Rewards Checking Account,
  • USAA Classic Checking Account,
  • USAA Youth Spending Checking Account.

These checking accounts come with no monthly fees, and no minimum balance requirements. Some of other common features include access to over 60,000 USAA ATMs nationwide, an award-winning customer service, and a mobile app.

Bank Monthly Service Charge Minimum Deposit to Open APY
USAA Cashback Rewards Checking Account $0 $25 0.00%
USAA Classic Checking Account $0 $25 0.01%*
USAA Youth Spending Checking Account $0 $25 0.01%*