Frost Bank


visit the official website

Founded in San Antonio in 1868, Frost Bank has grown to become one of the 60 largest U.S. Bank, operating as a subsidiary of Cullen/Frost Bankers, Inc.

Frost Bank has over 130 financial centers in major Texas markets, and provides banking, investment, and insurance products and services to customers in the San Antonio, Austin, Corpus Christi, Dallas, Fort Worth, Houston and Permian Basin, and Rio Grande Valley regions.

Frost Bank has earned several awards and recognitions for its excellent customer service. For example, it received the highest ranking in customer satisfaction in the Texas region, as per the J.D. Power Retail Banking Satisfaction Study.

With a strong focus on the communities it serves, Frost Bank has greatly invested in its business, so as to provide its customers with outstanding service, and resources they need for smart and safe banking.

Its personal banking product and service range includes checking accounts, savings accounts, money market accounts, CDs, gift cards, IRAs and retirement solutions, brokerage accounts, mutual funds, personal loans, investment advisory, trust and estate planning, insurance services, and more.

When it comes to its checking account offers, Frost Bank provides 4 kinds of checking account solutions, which are:

  • The Frost Personal Account,
  • The U25 Frost Personal Account,
  • The Frost Plus Account,
  • The Frost Premium Account.

Frost Bank checking accounts come with Online and Mobile Banking, 24/7 phone support, a complimentary debit card with alerts, free access to 1,200+ ATMs and 140+ financial centers across the state, as well as great technology and security features that ensure convenient, safe, and secure banking.

Bank Monthly Service Charge Minimum Deposit to Open APY
Frost Bank Frost Personal Checking Account $8 (can be waived) $25 0.01%*
Frost Bank U25 Frost Personal Checking Account $8 (can be waived) $25 0.01%*
Frost Bank Frost Plus Checking Account $15 (can be waived) $25 0.01%
Frost Bank Frost Premium Checking Account $30 (can be waived) $25 0.01%