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Headquartered in New York City, NY, Citi has been serving consumers and institutions since 1811.

With over 62,000 fee-free ATMs, approximately 700 branches across the United States, and over 1,800 branches overseas, Citibank has a strong presence on the market, which is confirmed by its great line of financial products and services.

Citi's well-known payment, credit, and lending solutions are offered through the institution's great brand portfolio, including Citi's Retail Bank, Institutional Clients Group, The Citi Private Bank, CitiMortgage, and Citi Cards.

Particularly known for its unique range of credit cards, Citi also offers several checking accounts to meet modern consumers' daily banking needs:

  • Citi Elevate℠ Account Package,
  • Citigold® Package,
  • Citi Priority Package,
  • The Citibank Account Package,
  • Basic Banking Package,
  • Access Account Package.

Citi’s checking accounts have different features, but they all include free access to over 60,000 ATMs throughout the United States, Online and Mobile Banking with Bill Pay, Zelle®, Mobile Wallet, balance and payment alerts, as well as exclusive access to events and experiences with Citi EntertainmentSM when using a CitiBank® debit or credit card. There's no minimum deposit required to open any Citibank checking account.

Bank Monthly Service Charge Minimum Deposit to Open APY
Citibank The Citibank Account Package $25 $0 0.01% / 1.10%
Citibank Citi Elevate℠ Account Package $15 (can be waived) $0 0.20% - 0.60% / 1.10%
Citibank Citigold® Account Package $0 $0 0.05% / 1.10%
Citibank Citi Priority Package $30 (can be waived) $0 0.03% / 1.10%
Citibank Basic Banking Account Package $12 (can be waived) $0 1.10%*
Citibank Access Account Package $10 $0 1.10%*