Citibank

CITIBANK®

Comprehensive full-feature banking.

MONTHLY SERVICE FEE
$25 or $0 when you maintain $10,000+ balance

  • No Citi fees at non-Citibank ATMs when balance requirements met
  • Free initial standard checkbook order
  • Higher interest rate earning potential on savings and money market accounts

CITI PRIORITY

Preferred banking with travel perks and on-demand investment guidance from Citi Personal Wealth Management.

MONTHLY SERVICE FEE
$30 or $0 when you maintain $30,000+ balance

All the benefits of Citibank® Account, plus:

  • No Citi fees at non-Citibank ATMs
  • Preferred pricing and rates on select products and services
  • Citi Priority Advisors
  • Travel and global benefits
  • Investment guidance and resources from Citi Personal Wealth Management

CITIGOLD®

Relationship banking from Citibank and Investing capabilities from Citi Personal Wealth Management for your lifestyle.

MONTHLY SERVICE FEE
No fee, maintain $200,000+ balance to remain a Citigold client

All the benefits of Citi Priority, plus:

  • Complimentary financial planning from Citi Personal Wealth Management
  • Citigold Concierge
  • Dedicated team
  • World-class investment platform from Citi Personal Wealth Management
  • Receive up to $200 annually in rebates for selected membership and streaming services purchased online

BASIC BANKING

Regular Checking with unlimited access to checks and digital tools.

MONTHLY SERVICE FEE
$12 or $0 when you maintain $1,500+ balance

  • Unlimited check writing
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Headquartered in New York City, NY, Citi has been serving consumers and institutions since 1811.

With over 62,000 fee-free ATMs, approximately 700 branches across the United States, and over 1,800 branches overseas, Citibank has a strong presence on the market, which is confirmed by its great line of financial products and services.

Citi's well-known payment, credit, and lending solutions are offered through the institution's great brand portfolio, including Citi's Retail Bank, Institutional Clients Group, The Citi Private Bank, CitiMortgage, and Citi Cards.

Particularly known for its unique range of credit cards, Citi also offers several checking accounts to meet modern consumers' daily banking needs:

  • Citi Elevate℠ Account Package,
  • Citigold® Package,
  • Citi Priority Package,
  • The Citibank Account Package,
  • Basic Banking Package,
  • Access Account Package.

Citi’s checking accounts have different features, but they all include free access to over 60,000 ATMs throughout the United States, Online and Mobile Banking with Bill Pay, Zelle®, Mobile Wallet, balance and payment alerts, as well as exclusive access to events and experiences with Citi EntertainmentSM when using a CitiBank® debit or credit card. There's no minimum deposit required to open any Citibank checking account.
 

Bank Monthly Service Charge Minimum Deposit to Open APY
Citibank The Citibank Account Package $25 $0 0.01% / 1.10%
Citibank Citi Elevate℠ Account Package $15 (can be waived) $0 0.20% - 0.60% / 1.10%
Citibank Citigold® Account Package $0 $0 0.05% / 1.10%
Citibank Citi Priority Package $30 (can be waived) $0 0.03% / 1.10%
Citibank Basic Banking Account Package $12 (can be waived) $0 1.10%*
Citibank Access Account Package $10 $0 1.10%*