BB&T Bank


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As one of the largest financial services holding companies in the U.S., operating mainly in the southeastern states, BB&T offers a wide range of financial services, including personal and commercial banking, corporate banking, lending, wealth management, insurance, and more. It has over 1,700 financial centers in 15 states and Washington, D.C.

In December 2019, BB&T and SunTrust Banks merged to become Truist, the 6th largest U.S. bank holding company, based in Charlotte, North Carolina.

However, BB&T still keeps its checking account range separate. It includes:

  • BB&T Fundamentals Checking Account,
  • Bright Banking Checking Account,
  • Student Checking Account,
  • Senior Checking Account,
  • Elite Gold Checking Account.

The company's great product and service offers are complemented by its top digital banking solutions, which include a high-rated mobile app that's been recognized as the best U.S. mobile banking app by participants in J.D. Power's mobile app, online banking, and credit card app satisfaction studies. The app allows users to customize their dashboard, link accounts, use Zelle® for money transfers, and control their card usage.

Bank Monthly Service Charge Minimum Deposit to Open APY
BB&T Fundamentals Checking Account $5 $50 0.00%
BB&T Bright Banking Checking Account $12 $50 0.00%
BB&T Student Checking Account $0 $0 0.00%
BB&T Senior Checking Account $10 $100 0.00%
BB&T Elite Gold Checking Account $30 $100 0.01%