Union Bank


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Founded in 1864, Union Bank is an American full-service financial institution, with headquarters in San Francisco, CA, and over 340 branches in California, Washington, and Oregon.

Today, Union Bank is owned by the Mitsubishi UFJ Financial Group, one of the leading financial groups, operating in over 40 countries around the world.

Union Bank provides a great range of personal banking and business services, such as checking and savings accounts, credit cards, mortgage products, and wealth management services.

Their checking account offers include:

  • Bank Freely™ Checking Account,
  • Priority Banking® Checking Account.

Neither of these two checking accounts has minimum opening deposit requirements, as long as the initial amount is greater than $0. They also don't have any deposit overdraft protection transfer fees or out-of-network ATM usage fees. Both come with a Union Bank® Debit Mastercard®, with digital wallet, Online and Mobile Banking, free online and paper statements, and unlimited check writing.


Bank Monthly Service Charge Minimum Deposit to Open APY
Union Bank Bank Freely™ Checking Account $0 >$0 0.00%
Union Bank Priority Banking® Checking Account $25 (can be waived) >$0 0.01% / 0.05%