U.S. Bank


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Based in Minneapolis, Minnesota, U.S. Bank is the fifth-largest bank in the country, with more than 70,000 employees and $495 billion in assets.

U.S. Bank has around 3,088 branches in 25 states across the country, as well as 4,826 ATMs. The bank's core business include personal and business banking, corporate & commercial banking, payment services, as well as wealth management and investment services.

When it comes to U.S. bank's personal banking solutions, there is a range of products and services that are designed to meet the needs of any type of consumers. From credit cards, personal loans and lines of credit, home and auto loans, investment and retirement plans, to debit cards, savings accounts, CDs, and checking accounts, U.S. Bank has indeed a lot to offer.

U.S. Bank has 5 checking accounts in its collection:

  • Easy Checking Account,
  • Gold Checking Account,
  • Platinum Checking Account,
  • Student Checking Account,
  • Safe Debit Account.

Each of these checking accounts has its unique benefits and perks, but all of them come with a U.S. Bank Visa® Debit Card, Online/Mobile Banking with mobile check deposit, bill pay and more, as well as free access to U.S. Bank and MoneyPass® ATMs, and preferred rates on new auto loans, home equity loans or lines, and other personal loans.

Bank Monthly Service Charge Minimum Deposit to Open APY
U.S. Bank Easy Checking Account $6.95 (can be waived) $25 0.00%
U.S. Bank Gold Checking Account $14.95 (can be waived) $25 0.00%
U.S. Bank Platinum Checking Account $24.95 (can be waived) $25 0.01%
U.S. Bank Student Checking Account $0 $25 0.00%
U.S. Bank Safe Debit Account $4.95 $25 0.00%