U.S. Bank Student Checking Account

Any 18-year-old student enrolled in high school, technical college, trade school or university can open a U.S. Bank Student Checking Account.

You'll need to provide your Social Security Number, and a valid, government-issued ID with a photo (a driver's license or a passport). You'll also probably need a proof of school enrollment.

You can transfer funds using a credit, debit or prepaid card or by making a transfer from another bank account, whether it be a U.S. Bank account or from another financial institution.

Do note that you'll be required to deposit $25 to activate your U.S. Bank Student Checking only once you've been approved for the account, not at the time of application.

Yes, you can open a U.S. Bank Student Checking even if your institution isn't part of the U.S. Bank Campus Banking program. You only need to be enrolled in a high school, technical college, trade school or university in the United States to be eligible. However, if you need further assistance, you can always make an appointment with a U.S. Bank representative to learn more, visit a U.S. Bank branch directly or contact them by phone at 855-891-1042.

The U.S. Bank Campus Banking program includes campus cards, full-service, on-campus branches, and customer advisory centers. U.S. Bank will add the banking functionality to your school ID, so you can use it as a debit card (campus card) when you link it to your U.S. Bank Student Checking. With U.S. Bank's ATMs placed on campus, you'll be able to withdraw money whenever you need it, and make purchases using your student ID. Plus, with many live and online seminars, and in-person advisory services, you'll be able to learn important money management skills necessary for your financial stability and future.

You need to complete the registration form, as well as U.S. Bank's financial education lessons. Don't forget to enter your name and email at the end of each lesson to record the progress.

The more you learn, the more you can win:

• Win up to $5,000 when you register and complete 4-6 lessons.
• Win up to $10,000 when you register and complete 7-9 lessons.
• Win up to $20,000 when you register and complete 10+ lessons.

You can learn more about the U.S. Bank Student Scholarship by checking out their Official Rules.

With a U.S. Bank Student Checking, you'll receive your first box of U.S. Bank logo checks free of charge, but you can also select a check design of your choice, and receive 50% off.

You'll pay no overdraft transfer fees if you have another U.S. Bank account linked to your U.S. Bank Student Checking account. The eligible U.S. Bank bank accounts you can link to your U.S. Bank Student Checking include any deposit accounts, such as U.S. Bank consumer savings accounts, money market accounts or a secondary checking account.

Do note that you'll still be charged a $12.50 daily overdraft transfer fee when a transfer of $50+ is made from an eligible linked credit account (U.S. Bank Reserve Line, credit card, personal line of credit, Home Equity Line of Credit, and/or other
lines of credit).

You can download the U.S. Bank Mobile Banking App by visiting the U.S. Bank website, and entering your phone number. The bank will text you a link, so you can download the app for your device.

With U.S. Bank's Online Risk-Free Guarantee, you'll be protected against any internal or external transfer, mobile check deposit, bill payment or Zelle transaction that you haven't authorized, but that has happened using your account or debit card information. U.S. Bank will cover all losses, if you've reported them as soon as you've noticed suspicious activities (within 60 days following your reception of a monthly statement). You can report unauthorized transactions at 800.USBANKS (872.2657).