Axos Bank Essential Checking Account

To open an Essential Checking Account with Axos Bank, you need to complete a short checking account application form, available online, when you click on the "APPLY NOW" button available on this page.

You'll be asked to provide your:

• Name, email, and phone number.
• New username and password,
• Valid U.S. driver’s license or State ID (you can either submit a photo thereof or enter the information manually).
• Home address,
• Social Security number,
• Date of birth.

As an Axos Bank customer, you can withdraw money at around 91,000 fee-free ATMs across the United States. You can use Axos Bank's ATM locator to find ATMs nearby.

Since Axos Bank partners with Green Dot Network®, you can deposit cash into your account at approximately 100,000 of America's largest and most respected retailers, such 7-Eleven, ACE Cash Express, CVS, Dollar General, Kroger, Rite Aid, Safeway, Walgreens, and Walmart.

You simply need to ask the cashier to add cash directly to your Axos Bank debit card at the register. The funds should be available on your card within 10 minutes. Keep it mind retailers may charge a fee of up to $4.95 per transaction. You can deposit any amount between $20 and $500, but at some Walmart locations, the amount can go up to $1,000 or up to $1,500 at participating ACE Cash Express locations. Visit AtTheRegister.com/locations to find a participating location in your area.

Another option to make cash deposits is at deposit-taking ATMs, which you can find using Axos Bank's ATM locator.

Sure there is! Axos Bank has designed a convenient mobile app, available for iPhone and Android devices.

With the app, you can check your account balances and transaction history, transfer funds between eligible accounts, pay bills, deposit checks, contact customer support, set up account alerts, and more. 
 

The app has built-in security features allowing you to bank on the go knowing your information is safe!

Check deposits are piece of cake with the Axos Bank mobile app - free, fast, and secure! All you need to do is sign the back of your check, take a photo of the front and back of the check, and then upload your check in the Axos Bank mobile app.

With Direct Deposit Express, you can get paid up to 2 early when you set up direct deposit with your Essential Checking Account. 

Each time you invite a friend using your unique referral link to open the Axos Bank Essential Checking Account to a friend, you will receive $20!

That said, there are some conditions. Your friend must:

• Be a new Axos Bank customer, i.e. they have never owned an Axos Bank account.
• Apply through the referral link you provided.
• Be approved to open the account.
• Add $500 or more to their new account.
• Receive a direct deposit of $100+.

After your friend has made the initial $500+ deposit, and maintained an average minimum daily balance of $500+ for a month, you'll receive $10. If your friend then receives a direct deposit of $100+ and maintains the $500 minimum balance for the next month as well, you'll receive the last $10 into your account. By the way, your friend will also receive the reward!

While this might be a bit long of a procedure, it's still free money! Plus, there are no limits to the number of friends you can refer, so you can earn unlimited amounts if your friends meet the requirements, and open an Essential Checking Account using your link!

Evo, from "Banking Evolved", is your virtual financial assistant that answers your banking questions, and helps you stay on top of your finances by helping you check your balances, transfer money between any of your internal accounts, and even make loan payments, if you have any with Axos Bank.

You can ask Evo to give you information about your last transaction, mortgage payment due dates, recent deposits, nearest ATMs, and more.

You can chat safely and securely with Evo using either Online Banking, when you sign in through a web browser, or directly in the Axos Bank Mobile App. You'll find the Evo button when you access your Axos Bank Essential Checking Account - it's a tiny x button you need to select to begin using Evo.

If you aren't comfortable using Evo or need to talk to a real person, you can send a secure message through your Online Banking dashboard, or call Axos Bank's customer support at 1-888-502-2967, available non-stop, except for Thanksgiving Day and Christmas Day).

There are many offers and perks available to Visa debit cardholders, such as shopping discounts, exclusive shipping rates, special experience pricing, and more. You can see Visa's current deals on its debit cards directly on the Visa website.