BB&T Bright Banking Checking Account

You can apply for the BB&T Bright Banking Checking account online, in person or by phone at 800-BANK-BBT (800-2265228). You can also follow the link available on this page to go to the BB&T website, and apply there directly.

To apply for a BB&T Bright Banking checking account, you will need to provide the following information:

• Your Social Security Number,
• Your date of birth,
• Your address,
• A government-issued ID, 
• A opening deposit (your existing bank account or payment card details required).

You will know whether you've been approved for a BB&T Bright Banking checking account as soon as you provide the necessary information.

ACH (Automated Clearing House) direct deposits are electronic money transfers made by a business or government body to a consumer. These transfers might include paychecks, employer-reimbursed expenses, governments benefits, tax refunds, interests or similar.

These direct deposits are handled by the Automated Clearing House Network, a funds transfer system available nationwide.

Related to the BB&T Bright Banking, you're required to have at least $500 in such direct deposits made to your account, so that BB&T could waive the monthly fee. You can choose, for example, to receive your salary straight in this account, or, if not, you can also transfer the funds yourself, while ensuring you maintain at least $1,500 in your account each month.

No, as far as personal checking accounts are concerned, only BB&T Elite Gold, and BB&T Senior Checking offer free checks.

Ordering checks at BB&T is easy and quick, but you need to be enrolled in Online Banking.

Once logged in, you should go to the account (if you have several) you want to order checks for. There, you'll see "Manage Account", with the option to order checks and supplies. Click there to be directed to the Harland Clarke website, where you'll get to order checks. You can order the same checks as the last time by clicking "Quick Order" or "Shop Full Catalog" if you want to change your check design or your address.

U by BB&T is a money management tool BB&T customers can use for daily banking.

It includes a customizable dashboard, from where you can access your profile, personal information, account alerts, previous transaction receipts, and credit card rewards. You can also schedule an appointment with a BB&T banker via the dashboard.

U by BB&T is a quick and convenient way to make transfers, pay bills, view activity history and online statements, set up account alerts, plan for savings, manage card activity, and more!

Finally, from your U by BB&T, you'll also be able to access BB&T Deals, a rewards program with many cashback offers and deals!

You can make mobile check deposits using U by BB&T in a few easy steps.

From your dashboard, navigate to "Deposits". There, you'll need to select the account you want to deposit your check into, before you enter the amount of the check. You'll be asked to take front and back photos of your check, so make sure the lighting is good, and background solid. Then, all that remains to do is review the information, and submit your deposit.

Your funds should be available within 3 business days.

You can access BB&T Deals via your desktop or mobile phone by logging in to your account, and going to the BB&T Deals section. From there, you'll be able to see available offers, and add those you like to your cart. You can redeem a deal by making a purchase using your BB&T credit or debit card, and that's it! Rewards will be automatically deposited in your account. Remember: the more you shop, the more offers you receive - the more potential to earn!

Yes, you can add accounts you have with other banks to your U by BB&T, so you can keep all your BB&T and non-BB&T accounts in one place, and monitor them straight from your BB&T dashboard.