BB&T Student Checking Account

The BB&T Student Checking Account offers many free perks, including:

  • 1 free incoming international or domestic wire transfer per month,
  • a personalizable debit card.

securely on the bank's website

For students looking to get a first banking and money management experience, the Student Checking Account by BB&T can be a good way to start!

With no monthly fees, and no direct deposit requirements, students can easily open this account, and enjoy benefits, such as digital banking, out-of-network ATM waivers, and a personalized debit card. Once they've reached the age of 24, students will have their Student Checking converted to BB&T Back to Basics.

This student checking account is quite a good deal, given how many perks there are free of charge - especially when compared to other BB&T's checking account offers that include a monthly fee, but offer no similar benefits, except for cash back rewards.

Checking account details

Checking account fees

  • Monthly Fee
    $0
  • APY
    0.00%
  • Minimum Deposit to Open
    $0
  • Out-of-Network ATM Transaction Fee
    $3 plus fees charged by ATM owner
  • Out-of-Network ATM Withdrawal Fee
    $3 plus fees charged by ATM owner
  • Overdraft Fee
    $36
  • Non-Sufficient Funds Fee
    $36
  • Foreign Transaction Fee
    n/a

BB&T Student Checking Account FAQ

1. How can I apply for BB&T Student Banking checking account?

You can apply online, in person or by phone at 800-BANK-BBT (800-2265228). You can also follow the link available on this page to go to the BB&T website, and apply there directly.

2. What will I need to apply for a BB&T Student Banking checking account?

To apply for a BB&T Student Banking checking account, you will need to provide the following information:

  • Your Social Security Number,
  • Your date of birth,
  • Your address,
  • A government-issued ID.
  • Anticipated graduation date.
  • Contact information (email and phone number).
3. What happens when I turn 24?

Once you've turned 24 or if you graduated, whichever happens later, your BB&T Student Checking will be converted to BB&T Back to Basics.

4. How old do I need to be to open a BB&T Student Checking Account?

You need to be 23 or younger to be eligible to apply for a BB&T Student Checking.

5. Can I open a BB&T Student Banking Checking if I am a non-U.S. student in the U.S.?

No, you must be a U.S. citizen or a legal resident alien with a valid Social Security Number to be able to open a BB&T Student Banking Checking.

6. How can I avoid paper statement fees?

You can avoid paper statement fees by turning off paper statements through Online Banking altogether, and choosing to receive online statements instead.

With BB&T, you can check your online statements whenever you want. With the options to save or print your eStatements, you'll be able to track your financial activity, and view up to 24 months of history. 

Not only are online statements eco-friendly, but they also help reduce the risk of identity theft and mail fraud, since you won't have any paper copies that might get lost or stolen.

7. Is debit card personalization free?

Yes, at no additional cost, BB&T lets you personalize your debit card using a photo of your choice. It can be a photo from their gallery, your profile picture or a photo from your personal collection. If you choose to upload a photo from your device, the process of card production and delivery will take longer as the photo needs to go through review and approval, so you can wait for up to 8 days (which isn't that long, after all).

8. Can I change my BB&T debit card image often?

You can change your BB&T card design when you want, but each time you personalize your debit card, a new card number will be generated, and the newly personalized debit card will replace the old one. So, if you store your debit card number somewhere for easier payments or similar (Amazon or PayPal, for example), you might want to keep this in mind, so you update your card information across such platforms.

9. What is U by BB&T?

U by BB&T is a money management tool BB&T customers can use for daily banking.

It includes a customizable dashboard, from where you can access your profile, personal information, account alerts, previous transaction receipts, and credit card rewards. You can also schedule an appointment with a BB&T banker via the dashboard.

U by BB&T is a quick and convenient way to make transfers, pay bills, view activity history and online statements, set up account alerts, plan for savings, manage card activity, and more!

Finally, from your U by BB&T, you'll also be able to access BB&T Deals, a rewards program with many cashback offers and deals!

10. How do I earn cash back through BB&T Deals?

You can access BB&T Deals via your desktop or mobile phone by logging in to your account, and going to the BB&T Deals section. From there, you'll be able to see available offers, and add those you like to your cart. You can redeem a deal by making a purchase using your BB&T credit or debit card, and that's it! Rewards will be automatically deposited in your account. Remember: the more you shop, the more offers you receive - the more potential to earn!

Check Out Other Products From BB&T Bank
Bank Monthly Service Charge Minimum Deposit to Open APY
BB&T Fundamentals Checking Account $5 $50 0.00%
BB&T Bright Banking Checking Account $12 $50 0.00%
BB&T Student Checking Account $0 $0 0.00%
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