East West Bank Premier Checking Account

It's basically the total amount of money you keep in your East West Bank checking accounts, if you have several of them.

So, you won't pay the monthly fee on Premier Checking if you keep $2,500+ in it. or if you have $10,000 across all of your East West Bank accounts (combined average).

In simple terms, it means interest is added to your balance at the end of each day, so that your account earns more the next day, and then more the next, etc.

The daily interest rate is calculated by dividing the annual rate by 365.

Yes, you can open a Premier Savings account for $3 per month. The monthly fee can be waived if you keep a monthly average balance of $2,500+ or a combined average monthly balance of $10,000+ in your East West Bank consumer deposit accounts. There are no monthly fees if you're under 18.

While there's a $100 minimum opening deposit, Premier Savings has no teller withdrawal or deposit limits, but some transactions are limited to 6 per month. You'll be able to access your funds easily if you linked your East West Bank checking account to your Premier Savings.

Just like with the Premier Checking account, Premier Savings offers variable rates, compounded daily, and credited monthly.

Yes, all East West Bank's checking accounts are FDIC-insured.

Yes, these cards contain a microchip that adds an extra layer of security against fraud using EMV technology. The embedded chip encrypts information, and produces a single-use code to validate transactions when you make transactions at chip-enabled terminals or card readers. This way, it is more difficult to steal or counterfeit card information. However, you should still be careful, and not disclose your card information to anyone.

While you normally won't be charged the fee, it might happen otherwise. If the surcharge screen appears during your Allpoint or MoneyPass ATM transaction, accept it, and proceed with your withdrawal. Rest assured East West Bank will reimburse you at the end of the banking cycle.

Online banking lets you keep an eye on your budget, and stay on top of your finances, no matter where you are or when you want to access your checking account information.

East West Bank’s Consumer Online Banking Services include various features, such as account/activity monitoring tools, email alerts, money transfer, bill pay, check deposits, document downloads, and more.

Yes, you can deposit up to $5,000 per day, and there are also a rolling seven-day limit of $10,000 and a rolling 30-day limit of $25,000.

East West Bank's Automated Telephone Banking allows you to check your balance, and transfer funds between your linked accounts simply by calling their toll-free number at 800.809.6761. The service is free of charge, and available 24/7.

If you want to enjoy the possibility of making withdrawals, writing checks, and shopping even when you don't have enough money in your account, you can sign up for Overdraft Protection Services East West Bank offers to its customers.

You can link your Premier Checking to another East West Bank checking or savings account of yours. This helps you avoid overdraft fees as money will be instantly transferred from your linked East West Bank account to your Premier Checking.