Wells Fargo Clear Access Banking Account

If you're 18 or older (19 in AL), you can apply for a Wells Fargo Clear Access Banking online by completing a form, and providing the requested information, including your name, ID, address, etc. You'll also be required to make a $25 opening deposit. You can also open the account by phone at 1-800-932-6736 or by visiting your local Wells Fargo branch.

If your considering the Wells Fargo Clear Access Banking account for your teen (13 - 17), then you should know online application isn't available for them. You're going to have to visit a Wells Fargo office in your area to open the account.

Your teen will need a co-owner, which can be anyone 17 or older - it's usually either a parent or legal guardian. Both account owners and co-owners need to provide a valid, state-issued ID, whether it be a driver's license or ID card or even a passport. If your teen doesn't have any, then their Social Security card and a birth certificate will do. Once you've got your documents ready, find a Wells Fargo branch nearby to open the Wells Fargo Clear Access Banking or make an appointment with a Wells Fargo banker to learn more.

Do note there won't be any monthly fees on this account until your teen turns 25, after which, they will be required to pay a $5 monthly fee, assuming they keep the account.

You'll be able to convert your Wells Fargo Clear Access Banking into any Wells Fargo checking account 365 day following account opening, not sooner.

Despite the name, Online Bill Pay can be used to pay literally any individual or business located in the United States.

You can pay your monthly subscriptions, for which the most convenient way to go is to set up recurring or automatic payments, so you don't need to think about paying them on time each month - these can be monthly bills, such as cable TV, gym or magazine subscriptions, cable, etc. - things that have a fixed price. You can also make one-time payments for bills that differ from one month to another, such as your phone bill.

You can also pay for various other services and dues. If you have any loans or credit cards with Wells Fargo, for example, these will be automatically added when you start with Bill Pay.

You can pay almost any company or individual in the U.S. You can pay a company that sends you a bill, like the phone company, or a person or company you owe money to but don't necessarily receive a bill from, like your lawn mowing service.

You can keep track of your payment history, which helps you stay in control of your money. If you want, you can choose to receive confirmations of all your payments, so Wells Fargo will email you each time a payment's been made.

Finally, the Online Bill Pay service is available in both Online and Mobile Banking, free of charge.

Wells Fargo customers can use a range of spending and budgeting tools available free of charge in Online Banking. Particularly useful is My Money Map, which you can use to track your spending, savings, and budget. My Money Map comes with the following tools:

1. My Spending Report: you can track your spending and make smarter decisions thanks to interactive charts and graphs included in the report, so you can get the full picture of your income, deposits, payments, and withdrawals.
2. Budget Watch: you can create a budget to track spending, set spending goals, and stay on track with your budget with customized charts and graphs that help you compare your spending to your budget goals, which you can then adjust, and monitor regularly.
3. My Savings Plan: if you'd like to save some money for the future, whether it be because you're planning a big purchase or saving for college, My Savings Plan can help you reach your savings goals. By setting up automatic transfers from your Wells Fargo Clear Access Banking to your Wells Fargo Savings account, and keeping track of your progress with My Savings Plan alerts, you'll be there in no time.
4. Resources: available for you to learn and understand all things money management.

As a Wells Fargo Clear Access Banking customer, you'll be given access to a plethora of money management tools that will help you better understand and manage your finances.

However, for personalized assistance, you can always reach out to a Wells Fargo banker by calling 1-877-924-8692. Wells Fargo financial health bankers are experts available to help you with all your financial needs. Whether you'd like to review your spending habits in order to improve the way to organize your monthly budget, set monthly savings goals, manage debt or assess your overall financial health, you can get personalized help in less than half an hour!

Enrolling in Wells Fargo Online Banking is quick and easy. You'll need to prepare:

1. Your ATM/debit or credit card number or Wells Fargo account or loan number,
2. Your Social Security or Tax ID number,

and give access to your email for authentication and confirmation purposes.

Wells Fargo lets you set up various debit card alerts, so you're always in control of your debit card usage, as well as your spending:

1. Purchase alerts:

• when a purchase made with your Wells Fargo debit card exceeds an amount you set,
• when a purchase made online, by phone or mail with your Wells Fargo debit card exceeds an amount you set,
• when a purchase made with a merchant based outside the U.S. exceeds an amount you set.

2. ATM activity alerts:

• when an ATM withdrawal made within the U.S. exceeds an amount you set,
• when an ATM withdrawal made outside the U.S. exceeds an amount you set.

3. Debit card declined:

• when your Wells Fargo debit card is declined (due to insufficient funds, an incorrect PIN, an exceeded daily dollar limit or a blocked card).

These alerts are easy to set up. All you need to do is to sign in to your Wells Fargo Online account to access "Manage Alerts". You can choose to be notified by email, text or push notifications.

Yes! You can customize your Wells Fargo debit card with Wells Fargo Card Design Studio services - for free!

All you need to do is access Card Design Studio, find your debit card, and click "Customize Now". Then simply upload the image you'd like featured on your Wells Fargo debit card, and wait for your new card to arrive, which usually takes up to 7 business days.

Since Wells Fargo routing numbers vary from state to state, you can use the Wells Fargo routing number finder to see which one is yours.