First Citizens Bank

Founded as the Bank of Smithfield in North Carolina in 1898, First Citizens Bank has been providing personal banking, small business, commercial, and wealth management products and services to U.S. consumers, led by their "Forever First" promise. The bank puts people first, with its bankers there to help customers build strong financial lives.

With headquarters in Raleigh, N.C., over 6,500 employees, and more than 550 branches in 19 U.S. states, First Citizens Bank also has hundreds of ATMs, operating as a full-service telephone bank providing online and mobile banking solutions, as well.

When it comes to the bank's checking account offers, these include:

• Free Checking Account,
• Premier Checking Account,
• Prestige Checking Account.

Additionally, there are 2 checking accounts designed for military service members, namely:

• Liberty Classic Checking Account ($15/month)

         - for active-duty military personnel, and full-time reserve guard members;

         - monthly fee can be waived with 1 or more direct deposits made each month;

         - 2 free non-First Citizens ATM transactions per statement cycle;

         - preferred rates on CDs and discounts on future check orders.

• Liberty Advantage Checking Account ($20/month)

         - for officers and full-time non-commissioned officers;

         - monthly fee can be waived with 1 or more direct deposits made each month;

         - 5 free non-First Citizens ATM transactions per statement cycle;

         - $500 toward closing costs on your First Citizens mortgage.