BMO Harris Premier™ Checking Account

You can apply for the BMO Harris Premier Account online, by phone at 1-888-340-2265 or by visiting a local BMO Harris Bank branch.

You'll be asked to provide your personal information, including:

• Your name, phone, address, email,
• Your date of birth and Social Security Number,
• Your employment status.

You can have the $25 monthly fee waived on the BMO Harris Premier Checking if:

• You keep at least $10,000 in your daily balance during a statement period,

or

• You you keep at least $25,000 in combined daily balances during a statement period, and have requested a Relationship Waiver,

or

• You own a BMO Harris Financial Advisors, Inc. invest account,

or

• You're a client of BMO Harris Bank's employee benefits program, Best of BMO U.S.

BMO Harris Bank's Relationship Waiver is a feature enabling you to have the monthly fee waived on the BMO Harris Premier Checking Account if you link any other personal checking or savings account, CD or IRA you own to it. You can also link any business checking, savings or CD of which you're the sole owner or partner.

Linking your accounts allows you to combine balances, and it's much easier to meet the monthly fee waiver requirements this way.

It is important to note that BMO Harris Bank won't automatically link your accounts. You need to request it instead.

Tiered rates are variable rates, where both interest and APYs can vary based on the amount of money you keep in your Premier Checking balance.

Currently, BMO Harries applies an interest rate of 0.010, and and APY of 0.01% to balances ranging between $0.01 to
$4,999.99, while an interest rate of 0.050, and an APY of 0.05% applies to all balances of $50,000+.

While BMO Harris Bank won't charge you any paper statements fees or check images fees, you should definitely go paperless and avoid having unnecessary piles of paper around the house. It's also eco-friendly.

You can turn off paper statements using BMO Harris Bank's Digital Banking app. Once you've logged in to your Premier account, you should click "More" (the hamburger icon), find Statements, and turn them off. You can also go to Preferences -> Account preferences -> Paperless statements. Choose to go paperless, confirm, and there you go!

To order BMO Harris checks online, log in to BMO Harris Digital Banking, click on the "Customer Service" tab, and then choose "Reorder Checks" in the Banking Services section. If you have a pop-up blocker, you’ll need to disable it to complete your order.

You can also order checks from Deluxe.

BMO Harris Bank's Mobile Cash is a free and safe service allowing you to withdraw cash from a number of BMO Harris ATM terminals using your Android or iPhone mobile device. To do this, you need to have an ATM or debit card linked to your Smart Money Checking Account, which is done automatically once you've enrolled in Mobile Banking.

This feature is available at most BMO Harris ATMs, but some off-site locations, such as Speedway or Walgreens, don't offer it.

You will find your account number when you log in to BMO Harris Digital Banking, and then click on "My accounts". Once you've selected your account, you'll see the information in a blue box.

BMO Harris Total Look is BMO Harris Bank's service allowing you to manage your BMO Harris accounts, as well as any other bank account(s) you have online, such as your checking accounts, savings accounts, online investments, credit cards, mortgages, loans or something else - regardless of whether you keep them with BMO Harris Bank or some other bank or financial institution.

You can use this free, but safe tool to view your account balances and history, personalize a budget, set financial goals, and track progress - all put together in one place!

The service is available when you log in to BMO Digital Banking, and select "Total Look", and then "Get Started".

The routing number for all BMO Harris personal bank accounts is 071025661.