East West Bank Senior Checking Account
Perfectly suitable for senior citizens, with many perks, including free checks, and automated telephone banking.
securely on the bank's website
Without monthly or check writing fees, East West Bank's Senior Checking might be a good option for those looking for a checking account with basic features, such as online and mobile banking, a debit card, free access to a large ATM network, and a dedicated customer service line.
While this is a checking account designed for seniors, you might find a better deal elsewhere, because there are other free checking accounts that come with more perks, and a lower minimum deposit to open requirement.
Checking account details
- Online and Mobile Banking with Bill Pay.
- Visa® Debit Card.
- Direct deposits.
- Free unlimited check writing.
- Free access to East West Bank ATMs, Allpoint ATMs, and MoneyPass ATMs.
- 2 Free out-of-network ATM withdrawals per statement cycle (other banks' fees may apply).
- 24-Hour automated telephone banking (800.809.6761).
- Overdraft protection, if you link your checking to your other East West Bank checking or savings account.
Checking account fees
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Monthly Fee$0
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APY0.00%
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Minimum Deposit to Open$100
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Out-of-Network ATM Transaction Feen/a
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Out-of-Network ATM Withdrawal Feen/a
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Overdraft Feen/a
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Non-Sufficient Funds Feen/a
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Foreign Transaction Feen/a
East West Bank Senior Checking Account FAQ
You need to be 62 or older.
Yes, East West Bank offers Senior Savings, a savings account with no monthly fees, no teller withdrawal limits, no deposit limits, and easy access to funds. There is also a $100 minimum opening deposits. Interest rates are variable, compounded daily, and credited monthly.
No, it is not an interest-bearing checking account, although you can open a Senior Savings account, which does earn interest, with variable rates.
Yes, as part of associated services, a safe deposit box can be requested.
No, you need to enroll in Online Banking Services first. It is free of charge.
Using the East West Bank Mobile App, you can deposit money directly into your checking account. All you need to do is take photos of the front and back of your endorsed check using your phone or tablet camera. Mobile deposits are safe, and require no branch visits.
Yes, all East West Bank deposit products are FDIC-insured.
You can order them online, but not through Mobile Banking, including via SMS, Mobile Web, Phone or Tables apps.
To set up Overdraft Protection, you need to visit a local East West Bank branch. The full list of branch locations is available on the East West Bank website. You can also contact their Customer Service Center at 888.895.5650.
While there are no other fees charged when you use your debit card, some regular fees may apply, such as foreign transaction fees when you make purchases outside the United States, or fees charged when you use out-of-network ATMs.
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Featured Checking Accounts
| Bank | Monthly Service Charge | Minimum Deposit to Open | APY |
|---|---|---|---|
| East West Bank Value Checking Account | $5 | $100 | 0.00% |
| East West Bank Premier Checking Account | $10 (can be waived / reduced) | $100 | n/a |
| East West Premier Maximizer Money Market Checking Account | $12 (can be waived) | $10,000 | n/a |
| Bank | Monthly Service Charge | Minimum Deposit to Open | APY |
|---|---|---|---|
| Comerica Bank Rich Rewards® Checking Account | $18 (can be waived / reduced) | $50 | 0.01% |
| Comerica Bank Premier Checking Account | $22 | $50 | 0.01% |
| Comerica Bank Comerica Platinum Circle Checking® | $0 | $50 | 0.10% / 0.25% |
