Fresh Second Chance Checking Account

You might have had trouble opening a new account if you've had check bounces, frequent overdrafts, or closed an account with a negative balance.

If you have a problematic banking history, certain banks may refuse to let you open an account. But opening a Fresh Second Chance Checking account will greatly reduce check-cashing and other unnecessary banking expenses if you're seeking to move in the direction of financial stability.

securely on the bank's website

A Fresh Second Chance checking account can be your best choice under these circumstances. Fresh is the name of MPH's second chance checking account. If you're unfamiliar, second-chance checking accounts are made for those who might not have the best banking records and hence have trouble getting a conventional checking account.

Liberty Savings Bank's is a brand that provides a few different account options.

In addition, unlike some banks, does not reduce its APY rates for accounts with $100,000 or more. Any sum is eligible for the highest APY, regardless of how high or low it is.

Additionally, provides a user-friendly mobile app with a customized dashboard that allows you to examine all of your accounts on one screen, view your credit score and report, and access your statements whenever you need to. Additionally, they offer live chat and online support.

You may strengthen your financial situation and get started on the road to a secure financial future with's Fresh Second Chance checking account.

If you want to put your prior checking account issues behind you, Fresh Second Chance Checking is ideal for you. With a Fresh Start checking account, you can make a fresh start with no minimum opening balance requirements, a low monthly service charge, and unrestricted check writing. You have all you require to resume regular banking.

Checking account details

Checking account fees

  • Monthly Fee
  • APY
    1.00% APY
  • Minimum Deposit to Open
  • Out-of-Network ATM Transaction Fee
  • Out-of-Network ATM Withdrawal Fee
  • Overdraft Fee
  • Non-Sufficient Funds Fee
  • Foreign Transaction Fee

Fresh Second Chance Checking Account FAQ

1. A New Bank Account Is What?

With a Fresh Second Chance checking account, you can make a fresh start with no minimum opening balance requirements, a low monthly service charge, and unrestricted check writing.

2. How Much Do I Need to Deposit to Start an Account With

You only need a $0.00 initial balance to open an account with As soon as you receive notification that your new account has been opened, you can access your balance.

3. Is It Possible to Open a Bank Account Online?

Yes, you can open an account through the bank's mobile website or app.

4. How Can I Create An Account?

The first step in joining the is to visit its. You must possess the following knowledge:

  • Your email
  • Your mobile phone's area code
  • Legally binding first and last name
  • Your physical location
  • Your birth date
  • The social security number
5. Do They Charge Anything?

Depending on the account, yes.

For its other offerings, charges a $9 monthly membership fee for Fresh Start Checking Account. But you'll be able to make use of's advantages for free for a period of six months. Additionally, if you conduct 15 transactions each month or arrange a direct deposit of at least $500 per month, the fee may be avoided.

6. Is It Safe And Secure?

A secure banking experience is provided by Both the website and the app include bank-level security features and 256-bit encryption.

The money in your bank accounts is also up to $250,000 covered. Liberty Savings Bank provides FDIC insurance. Overall, you should feel at ease using to make banking transactions.

7. How Can I Reach

Call 800-892-8789, or send a secure email using your account. The bank can also be found on Facebook, Instagram, and Twitter (@mphbank).


Check Out Other Products From MPH Bank
Bank Monthly Service Charge Minimum Deposit to Open APY
Free Digital Checking Account $0 $0 1.00% APY
Friends Referral Reward Checking Account $9 $0 0.00% APY
First Student Checking Account $0 $0 1.00% APY
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