Future Savings Account

mph.bank is a digital bank that prioritizes providing value to its clients directly.

Because no money is spent on flashy marketing or pricey name rights, a  Future Savings account from mph.bank can provide extremely competitive interest rates.

Liberty Savings Bank, which has a track record of providing goods and services that add value for customers, founded mph.bank. mph.bank places a high value on enabling its clients' financial success.

Deposit products from mph.bank is offered by Liberty Savings Bank, F.S.B., Member FDIC, and mph.bank is a brand of that institution.

securely on the bank's website

An annual percentage yield (APY) on a high-yield savings account is much higher than on a standard savings account. For instance, high-yield rates are currently ranging between 3% and 4%, whereas traditional savings accounts frequently offer returns on balances of less than 1%.

A high-yield savings account often credits daily compounded interest on a monthly basis. Such an account is a great choice because of this functionality for both short-term objectives like purchasing a laptop and long-term aims like saving for a down payment on a house.

A Future Savings account is provided by mph.bank. The Future account, its new savings option, offers 4.60% APY on your balance. There are no monthly fees, overdraft charges, or opening balance requirements for the account.

In addition, unlike some banks, mph.bank does not reduce its APY rates for accounts with $100,000 or more. Any sum is eligible for the highest APY, regardless of how high or low it is.

Additionally, mph.bank provides a user-friendly mobile app with a customized dashboard that allows you to examine all of your accounts on one screen, view your credit score and report, and access your statements whenever you need to. They also offer live chat and online support.

mph.bank provides a decent rate if you're wanting to open an interest-bearing account. mph.bank is a subsidiary of Liberty Savings Bank, a century-old financial institution that is FDIC-insured, and is supported by it.

Checking account details

Checking account fees

  • Monthly Fee
  • APY
    4.60% APY
  • Minimum Deposit to Open
  • Out-of-Network ATM Transaction Fee
  • Out-of-Network ATM Withdrawal Fee
  • Overdraft Fee
  • Non-Sufficient Funds Fee
  • Foreign Transaction Fee

Future Savings Account FAQ

1. Are My Deposits Safe?

The Liberty Savings Bank, FSB, member FDIC, operates mph.bank. The FDIC insures deposits at mph.bank up to the maximum amount permitted by federal law.

For each category of deposit account ownership, the normal insurance amount is $250,000 per depositor, in each insured bank.

Check Out Other Products From MPH Bank
Bank Monthly Service Charge Minimum Deposit to Open APY
Free Digital Checking Account $0 $0 1.00% APY
Friends Referral Reward Checking Account $9 $0 0.00% APY
First Student Checking Account $0 $0 1.00% APY
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