Zions Bank


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In business for over 140 years, with headquarters in Salt Lake City, Utah, Zions Bank offers consumers mortgage and home equity loans, credit cards, checking and savings account, executive banking services, credit cards, and much more.
With its 122 full-service financial centers across Utah, Idaho, and Wyoming, and over 200 ATMs in Utah and Idaho, the bank's network is modest. However, as one of the top western banks, its products and services, as well as community-driven practices are noticeable. Zions Bank's CDs have decent rates, while its checking and savings accounts come with low fees, and many digital banking solutions.
As for Zions Bank's checking accounts, they have several checking account offers designed to meet the needs of different customers:

  • Anytime Checking Account,
  • Anytime Interest Checking Account,
  • Premium Interest Checking Account,
  • Military Advantage Checking Account.

These checking accounts all include a free Visa Debit Card, an optional OnCard (a reloadable, prepaid debit card with a built-in money management app), and digital banking features (Online and Mobile Banking with Bill Pay, Online Wire Transfers Services, Zelle®, Direct Connect for Quicken® or Quickbooks®, Deposit-Ready™ ATMs, and Overdraft Protection options).

Bank Monthly Service Charge Minimum Deposit to Open APY
Zions Bank Anytime Checking® Account $0 $50 0.00%
Zions Bank Anytime Interest Checking® Account $10 (can be waived) $50 0.01%
Zions Bank Premium Interest Checking® Account $20 (can be waived) $50 0.01% / 0.03% / 0.05%
Zions Bank Military Advantage Checking Account $0 $50 0.00%