Zions Bank Military Advantage Checking Account
A free checking account, with many benefits for military members.
securely on the bank's website
Zions Bank's Military Advantage Checking Account is reserved for active and retired military personnel and their dependents, including guard/reserve, enlistees, ROTC students, veterans, and DOD civilians.
This checking account comes with perks, such as online and mobile banking, free cashier's checks, free monthly statements, free safe deposit box, free notary services, and more. What's also great is that one can earn rewards through Zions Amazing Deals when using their Visa to make purchases.
In addition to offering a range of benefits free of charge, Military Advantage Checking comes with no monthly fees - you only need $50 to open it.
As there's only 1 free out-of-network ATM withdrawal available, if you plan on using your debit card in areas where there are no Zions Bank's ATMs, then you might want to consider another deal, as you'd be charged $2 per each out-of-network ATM withdrawal or transaction.
Checking account details
- Visa Debit Card with Zions Amazing Deals (Shop anywhere Visa® accepted).
- Money transfers with Zelle®.
- Online Banking and Online Bill Pay.
- Free Digital Banking with Mobile Check Deposit.
- Free cashier's checks and money orders.
- Free printed and mailed statements.
- Free electronic statements.
- Free access to Zions Bank ATMs.
- 1 Non-Zions Bank ATM withdrawal fee waiver per month.
- Free "Zions Bank Exclusive" design checks or 45% discount on another check design ordered through Zions Bank.
- Free standard size (3x5) safe deposit box (where available)7 or $10 discount towards any larger box (key deposit required on all boxes).
- Free notary service.
- Customer Service available Monday through Saturday, 7 a.m. to 8 p.m. MT (888-307-3411).
- OnCard®, a reloadable, prepaid debit card with a built-in money management app, available after account opening.
Checking account fees
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Monthly Fee$0
-
APY0.00%
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Minimum Deposit to Open$50
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Out-of-Network ATM Transaction Fee$2
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Out-of-Network ATM Withdrawal Fee$2
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Overdraft Fee$32
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Non-Sufficient Funds Fee$32
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Foreign Transaction Fee3%
Zions Bank Military Advantage Checking Account FAQ
You need to be at least 18 years old, and provide your:
- name,
- home address,
- email address,
- date of birth,
- Social Security number,
- phone number,
- name of employer,
- occupation, and
- account information for a deposit - you will need to make an initial $50 deposit to open the Military Advantage Checking account.
You can make the initial $50 deposit by transferring money electronically from a Zions Bank or another bank's account. You can also write a check or complete a wire transfer using some alternative money transfer solution.
No, Zions Bank Military Advantage Checking isn't an interest-bearing checking account.
No, Zions Bank doesn't offer a savings account design particularly for service members and veterans.
Zions Bank offers you the ability to deposit checks using your mobile device instead of going to a local branch to do that. This service is available through Zions Bank's mobile app, which you need to download first. Then, simply take a photo of your check deposit, and submit it through your mobile phone. Some deposit limits apply, based on length of oldest deposit account relationship.
In addition to offering Military Advantage Checking, a checking account designed especially for military service members, Zions Bank also supports the military community by actively taking part in many different programs and projects, such as the Military Assistance Furlough program or a nine-week financial literacy program.
Zions Bank's employees take part in various support activities to help family members when a Zions Bank employee is deployed. The bank has received several rewards and recognition for its contribution to the military community.
Furthermore, through a specialized recruiter, Zions Banks hires service members and veterans, but also offers a 12-week paid internship programs to service members, and veterans.
Zions AmaZing Deals® is a cashback rewards program offered by Zions Bank to its customers when they use their Zions Bank Visa credit or debit cards for purchases. The program is free and requires no prior enrollment.
You can either save money instantly by taking advantage of dozens of coupons and savings deals offered, or you can receive up to 50% cash back simply by shopping at participating Utah or Idaho retail stores, restaurants, automotive shops, health and beauty providers, and more.
Visit Zions AmaZing Deals® for more details.
It takes about 45 days following a qualifying purchase for a reward to appear in your account, but it might also happen that, due to a delay in payment by merchants, you receive your rewards even up to 90 days later.
No, they don't, so make sure you sign for your purchase.
Yes, Military Advantage Checking is ensured for up to $250,000.
If you'd like to increase the coverage amount, talk with your banker or call 877-932-3342.
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