Zions Bank Anytime Checking® Account

You need to be at least 18 years old, and provide your:

• name,
• home address,
• email address,
• date of birth,
• Social Security number,
• phone number,
• name of employer,
• occupation, and
• account information for a deposit - you will need to make an initial $50 deposit to open the Anytime Checking® account.

You can make the initial $50 deposit by transferring money electronically from a Zions Bank or another bank's account. You can also write a check or complete a wire transfer using some alternative way. 

Unlike the Anytime Interest Checking® Account, Anytime Checking® doesn't earn interest. You can, however, apply for a savings or money market account at the same time you complete your Anytime Checking® application with Zions Bank.

OnCard® is available once after you've opened a checking or savings account with Zions Bank. To get it, you will need to enroll in Online Banking, log in to your account online, and request a card via Services > Apply Now > OnCard.

OnCard® works like both a money management app, and a reloadable prepaid debit card. You can use the app to track your budget, check activity, make future plans, save and share money, and for many other purposes.

Since it's a Visa debit card, you can use it anywhere Visa is accepted. You can make online purchases, ATM withdrawals, and person-to-person money transactions, just like with any other Visa card.

There's a one-time $5 fee to enroll for OnCard®. If you want to add more cardholders, there's also a $3 fee per each cardholder, as well.

No, this is a prepaid debit card, meaning no credit check is required. Also, using the OnCard® Visa card won't affect your credit score.

To avoid paper statement fees, you need to enroll in Online Banking first. From your account, you'll be able to turn off paper statements, and select to receive either electronic statements or paper account notices and tax documents free of charge.

Zions Bank allows you to use your mobile device to deposit check, which saves you time, as you don't need to visit a local branch. To make a mobile check deposit, all you need to do is take a photo of your check deposit, and submit it through your mobile phone. Some deposit limits apply, based on length of oldest deposit account relationship. 

Remember to download Zions Bank's mobile app first!

You can use the Zions AmaZing Deals^® app to shop using your Zions Bank Visa card - no prior enrollment required.

You can either save money instantly by taking advantage of dozens of coupons and savings deals offered, or you can receive 10, 20, or even 50% cash back simply by shopping at participating Utah or Idaho retail stores, restaurants, automotive shops, health and beauty providers, and more.

Visit Zions AmaZing Deals® for more details.