Chase Secure Banking Checking Account

You will need your social security number (SSN), and a valid driver's license or state ID.

No, some of them aren't available:

• Chase Overdraft Services,
• Check writing,
• Wire transfers (incoming or outgoing),
• Opening a Safe Deposit Box.

You can use your debit card without worrying about overdraft fees, because there aren't any. In case you don't have enough money in your account, Chase will simply reject or return transactions.

It is possible that, while making a payment, you end up with a negative balance. This might happen when, for example, you have some, but not enough money to cover the entire transaction. In this case, one part will be approved, but you will be in the negative for the remaining. However, even then, you won't be charged any overdraft fees.

Budget Builder by Chase is an editable/interactive worksheet that allows you to better track your expenditures, and manage your budget. You can write down all your income, and expenses, to see how it all adds up, how much you spend, and how much you save.

Expenses are divided in categories: home & utility, groceries, transportation, personal debt, child care & tuition, health & personal care, and entertainment. This way, you can easily see where your money goes, and whether you need to prioritize or cut down on something.

And don't worry - you won't need to do the math yourself: the calculations are done automatically.

Chase Credit Journey is another useful tool you can use to understand your credit health, and reach your financial goals.

Chase Credit Journey lets you see your credit score, which is updated every week, and monitor for any changes. This not only helps you better understand your credit score, but also identity potential suspicious activity or fraud that might have a negative impact on your credit score.

With Chase's learning resources, and a free simulator, you'll also be able to grasp the concept of credit health, and see how your financial habits reflect on your score. This way, you can change your activities in order to improve your financial health and credit score as soon as possible.

Finally, with all this input, you'll also receive personalized offers from Chase, including their products you can apply for.

Once you've become a Chase customer, you'll be able to access Chase Credit Journey simply by signing in to your account.

Chase Credit Journey uses the VantageScore® 3.0 scoring model to estimate your credit score. This model is based on 6 factors that have an impact on your credit score:

• Your payment history (35%),
• Amounts owed (30%),
• Credit history (15%),
• Credit mix (10%),
• New credit (10%).

You can learn more about the model by visiting VantageScore.

Chase QuickDeposit^SM is a convenient, easy way to deposit checks without having to visit a local branch. Using your Chase mobile app, you can simply enter the amount to deposit, take pictures of your check, either manually or via the "Auto Capture" feature, and, finally, submit the deposit.

Yours funds will be available the next business day if you submit a deposit before 11PM.

It's recommended that you keep your check for a few days after you've deposited, to make sure your QuickDeposit has been accepted. You can destroy the check later.

No, you can use Chase QuickPay® with Zelle® to transfer funds to almost anyone with a U.S. bank account. You can see the full list of participating banks and credit unions on Zelle's website.