Regions Bank LifeGreen Simple Checking℠ Account

For a low, flat monthly fee, you'll enjoy:

  • free online and mobile banking,
  • Visa with cashback rewards,
  • unlimited check writing.
Regions Bank
APPLY NOW

securely on the bank's website

The LifeGreen Simple Checking Account is for those unable to meet the balance requirements to have the monthly fee on the Regions Bank LifeGreen® Checking Account waived, but who would still like to pay a lower monthly fee. That said, there's no difference between these two checking accounts whatsoever.

First, you'll get a free Visa debit card, aka, Visa CheckCard, thanks to which you'll be automatically enrolled in the Regions Cashback Rewards Program. To start earning cash back, all you need to do is activate offers that interest you in Online Banking, and pay for those purchases using your Visa CheckCard.

Needless to say, both Online and Mobile Banking are free for Regions Bank customers, so you can access your checking account whenever you like, so you can keep an eye on your financial activity 24/7. Regions will do that, too, thanks to plenty of security features and measures in place for Regions customers' protection.

You can use their tools and resources for smarter money management, information protection, and more. Some of the well-known tools include Regions LockIt, for better protection of your debit card, or Insights by Regions, which is a collection of educational materials, so you can master personal finances in no time.

Overall, this checking account offer is not that bad, especially if you live in the South, Midwest or Texas region, so you can have a better access to their local branches and ATMs. Also, with particular relationship rates, and discounts on other Regions products and services, you might benefit from more than just basic banking features. So, if the Regions Bank LifeGreen Simple Checking meets your personal banking needs, and if you're looking for an easily manageable bank account that also happens to offer cashback rewards, all for a low monthly fee, go ahead, and apply!

Checking account details

Checking account fees

  • Monthly Fee
    $5 / $8
  • APY
    0.00%
  • Minimum Deposit to Open
    $50
  • Out-of-Network ATM Transaction Fee
    $3
  • Out-of-Network ATM Withdrawal Fee
    $3
  • Overdraft Fee
    $36
  • Non-Sufficient Funds Fee
    $36
  • Foreign Transaction Fee
    3%

Regions Bank LifeGreen Simple Checking℠ Account FAQ

1. How can I open a Regions Bank LifeGreen Simple Checking Account?

You can open a Regions Bank LifeGreen Simple Checking Account online, by phone or in person, if you make an appointment with a Regions Bank representative.

2. Why are there two monthly fees on the Regions Bank LifeGreen Simple Checking℠ Account?

If you choose to receive paper statements without check images, there's a $8 monthly fee on your Regions LifeGreen Simple Checking. But, if you go paperless, i.e., opt for online statements, this fee will be $5.

3. How do I enroll in Online Statements with Regions Bank?

If you've already opened a Regions Bank LifeGreen Simple Checking, and enrolled in Regions Online Banking, you should be automatically enrolled in Online Statements. If not, then you need to sign in to your Regions Online Banking, and select "Online Statements" from the Accounts menu, and then follow the link under "Enroll in Online Statements". Each time there's an online document available for you to check, you'll receive an email.

In addition to electronic monthly statements, you may also receive select overdraft notifications, overdraft protection confirmation/termination notifications, stop payment requests, special paying confirmations, or a notice informing you of changes made to your Regions savings, if you have either a Regions Now Savings or LifeGreen Savings.

4. Is there a savings account I can open together with my LifeGreen Simple Checking Account?

Yes, you can open a Regions LifeGreen® Savings Account, and pay no monthly fees if you have a Regions Bank checking account (otherwise, the fee is set to $18). The Regions LifeGreen Savings has no minimum monthly balance requirements, but you'll need to make a minimum opening deposit of $50. This savings account comes with the usual Regions Bank benefits, as well as a 1% annual savings bonus up to $100 if you set up monthly automated savings transfers from your Regions checking account, and an average 0.01% APY.

 

5. How do I earn cash back with the Regions Cashback Rewards program?

As soon as you open a Regions LifeGreen Simple Checking Account, you'll get access to your account through Online or Mobile Banking. When you log in, you'll be able to view and activate offers. Then, simply use your Visa CheckCard to pay for those purchases (make sure to read terms and conditions of each offer), and you'll earn rewards They will appear in your checking account within up to 90 days of redemption.

6. How do I enroll in Regions Online Banking?

You can enroll in Regions Online Banking if you visit their Online Banking login page, and click the Enroll button. Then, simply follow the steps.

If you're using the Regions Bank Mobile Banking app (App Store / Google Play), click the "Need Help Logging In?" link on the log in screen, and proceed.

Any way, you'll be asked to provide your Social Security number, email address, and phone numbers, and add your Regions Bank account(s). then enter information to add personal or business accounts, or both, to Regions Online Banking.

7. What is a Regions Bank Customer Number?

When you open an account with Regions Bank, you'll be given a customer number, which you can use to enroll your Regions Bank account in Online Banking. If you don't know what your Regions Bank customer number is, you can enroll using your Visa CheckCard or call Regions at 1-800-240-7887 to ask for your Customer Number.

8. What can I use the Regions Bank Mobile Banking app for?

Just like with any other mobile banking app, the Regions Bank Mobile Banking app allows you to access and manage your account on the go, whenever you want. You can view your account and routing numbers, transfer funds between Regions accounts, make mobile check deposits, use Zelle to transfer money to friends and family, pay bills with Regions Bill Pay, set up notifications, view and activate Cashback Rewards, manage your Visa CheckCard, find the nearest Regions branch, ATM or VTM, and schedule an appointment with a Regions banker.

9. What kind of mobile alerts can I set up in the Regions Mobile Banking app?

There are various alerts you can set up through the Regions Bank Mobile Banking app! You can request to receive notifications when:

  • your balance gets too low,
  • your account goes negative,
  • a deposit has been made,
  • you're charged an overdraft fee,
  • a check has been cleared,
  • your Regions Visa CheckCard has been used.
10. How do I order checks with Regions Bank?

You can order checks through Regions Online Banking. When you log in to your Regions Bank checking account, choose "Services" under the "Customer Service" menu.

You can also order checks by visiting your local Regions Bank branch.

7 Best Checking Accounts for 2023

Check Out Other Products From Regions Bank
Bank Monthly Service Charge Minimum Deposit to Open APY
Regions Bank LifeGreen eAccess Checking Account® $8 (can be waived) $50 0.00%
Regions Bank LifeGreen® Checking Account $8/$11 (can be waived) $50 0.00%
Regions Bank LifeGreen Simple Checking℠ Account $5 / $8 $50 0.00%
These Checking accounts might also interest you
Bank Monthly Service Charge Minimum Deposit to Open APY
Comerica Bank Rich Rewards® Checking Account $18 (can be waived / reduced) $50 0.01%
Comerica Bank Premier Checking Account $22 $50 0.01%
Comerica Bank Comerica Platinum Circle Checking® $0 $50 0.10% / 0.25%