Regions Bank LifeGreen® Checking Account For Students

You can open a Regions LifeGreen Checking if you're a U.S. resident aged 25 or less.

Your Personal CheckCard Visa works just like any other debit card. It is tied to your Regions LifeGreen Student Checking, and secured by the funds available in your account balance. Your Personal CheckCard Visa can be used for both debit and credit payments, anywhere Visa is accepted.

To start using your Regions Visa, you need to activate it first, by:

• calling 1-800-295-8472 and following the prompts,

or

• logging in to Online Banking,

or

• visiting an ATM.

Remember that, every time you use your Personal CheckCard Visa for eligible purchases, you'll earn cash back rewards!

You'll be able to view cashback offers straight from your Regions Online Banking or on the Regions Mobile Banking app. You can choose and activate the ones you like, and then use your Visa CheckCard to pay for eligible purchases. Offers have different terms and conditions, so make sure to read them first.

Once you've completed an eligible purchase, your rewards will appear in your checking account balance. This might take up to 90 days following the redemption, though.

No, no prior enrollment required for Visa CheckCard owners. This means you'll be able to start earning cash back as soon as you open a Regions LifeGreen Checking Account for Students, and receive your Visa CheckCard!

If you don't want to participate in the Regions Cashback Rewards program, you can always opt out. If you change your mind later, you can re-enroll by clicking "Enroll in Regions Cashback Rewards" to the right of your transaction register in Online Banking or by calling Regions at 1-800-4PC-Bank (472-2265).

Yes, there are limits on your Regions Visa CheckCard:

• Your daily purchase limit is $5,000.
• Your daily ATM withdrawal limit is $808.

Just like with any other mobile banking app, the Regions Bank Mobile Banking app allows you to access and manage your account on the go, whenever you want. You can view your account and routing numbers, transfer funds between Regions accounts, make mobile check deposits, use Zelle to transfer money to friends and family, pay bills with Regions Bill Pay, set up notifications, view and activate Cashback Rewards, manage your Visa CheckCard, find the nearest Regions branch, ATM or VTM, and schedule an appointment with a Regions banker.

Yes, you can use Insights by Regions to learn how to:

• create a financial plan
• budget and save
• manage credit and debit,
• find an insurance plan,
• invest and manage taxes, and more!
   

There are also special sections for young professionals and students, where you can find much more relevant content, created specially for young or first-time bankers looking to begin their financial journey, and learn all things money management!

Regions Bank will charge you a fee for each paper statement delivered, as follows:

• $3 per month for paper statement without check images,
• $4 per month for printed check images with paper statement,
• $5 per month for deluxe check images with paper statement.

However, if you enroll in Online Banking, and turn on Online Statements, you won't be charged any fees!

A Regions LifeGreen Savings Account might be a good solution for you if you want to save money for your future, and benefit from the convenience of keeping both your checking and savings accounts at one financial institution.

As a Regions Bank LifeGreen for Students Checking customer, you can open a Regions LifeGreen® Savings Account, and pay no monthly fees (otherwise, the fee is set to $18). The Regions LifeGreen Savings has no minimum monthly balance requirements, but you'll need to make a minimum opening deposit of $50. This savings account comes with the usual Regions Bank benefits, as well as a 1% annual savings bonus up to $100 if you set up monthly automated savings transfers from your Regions checking account, and an average 0.01% APY.

Yes, Regions Banks offers Student loans from Sallie Mae®, to both undergraduate and graduate students. 

You can borrow up to 100% of school-certified expenses, and then pay it off flexibly. There are several ways to repay your loan:

1. Deferred Repayment Option — Defer payments until after school, or pay as much as you want while in school.
2. Fixed Repayment Option — Pay a fixed amount every month while in school, and for six months after graduation.
3. Interest Repayment Option — Make monthly interest payments while in school and for six months after graduation.

You will receive a 0.25 percentage point interest rate reduction when you enroll, and make monthly auto-debit payments.

You can learn more about Regions Bank Sallie Mae Student Loans here and here.