Regions Bank LifeGreen Preferred Checking® Account

If you'd like to apply for a Regions LifeGreen Preferred Checking online, you'll need to provide your:

• Social Security number,
• Date of birth,
• Email address,
• Personal identification (driver's license or state-issued ID),
• Credit/debit card or Regions checking/savings account or checking/savings account from another bank (for the opening deposit).

Also, if you'd like to open a joint account, you'll need to provide the same information for the co-owner.

Regions Bank's U.S. military service customers can access an out-of-network ATM 2 times per month without incurring a Regions Bank surcharge fee, if they show their military ID at the time of account opening or later.

However, this is not that interesting, given that this benefit is already included in this checking account offer. Check with your Regions banker whether the offer is cumulative, i.e. whether this means you'll get 4 Regions out-of-network ATM usage fees reimbursed.

Your Personal CheckCard Visa works just like any other debit card. It is tied to your Regions LifeGreen Preferred Checking, and secured by the funds available in your account balance. Your Personal CheckCard Visa can be used for both debit and credit payments, anywhere Visa is accepted.

To start using your Regions Visa, you need to activate it first, by:

• calling 1-800-295-8472 and following the prompts,

or

• logging in to Online Banking,

or

• visiting an ATM.

Remember that, every time you use your Personal CheckCard Visa for eligible purchases, you'll earn cash back rewards!

As soon as you open a Regions LifeGreen Preferred Checking Account, you'll get access to your account through Online or Mobile Banking. When you log in, you'll be able to view and activate offers. Then, simply use your Visa CheckCard to pay for those purchases (make sure to read terms and conditions of each offer), and you'll earn rewards They will appear in your checking account within up to 90 days of redemption.

Regions LockIt® helps you control your Regions personal credit cards, CheckCards, and prepaid Now Card by enabling you to decide how, where, and when you use your Regions cards. It protects you against unauthorized charges with the option to lock any transactions you want to block (or unblock) using your Regions mobile app. This feature is great if, for example, you lose your card, since you can block it and prevent its usage with a touch of a button. Also, you can also lock the controls for transactions you want to keep an eye on, so you know when and how your card is being used.

There are 4 card control types available:

1. All Transactions

If you lock this control, your card can't be used for:

• All purchases (online, in-store, and other),
• Call Center transfers,
• ATM cash withdrawals,
• ATM transfers to deposit accounts,
• Non-recurring transactions,
• Credit card cash advances from an ATM, Regions branch or another Visa bank.

2. In-store Purchases

3. Online Purchases
When you lock the Online Purchases control, your card can't be used for purchases online, by mail order or by phone.

4. ATM Transactions
When you lock the ATM Transactions control, your card can't be used for cash withdrawals, transfers to deposit accounts or credit card cash advances at ATMs.

You'll be able to monitor blocked transactions on the app or through Online Banking, and also set up LockIt Alerts for an even greater peace of mind.

Click to Pay with Visa is a fast, easy, and secure way to make online purchases at various participating merchants, without your having to enter your account and card numbers, passwords or delivery information. Click to Pay with Visa online checkout is available in more than half a million online stores in the United States, and in many other countries around the world.

To get started, all you need to do is add your Regions card (debit, credit or Now card), and shop. Once ready to pay, you'll find a Visa Click to Pay icon at checkout, and be asked to select the Regions card you'd like to use. To complete your purchase, you'll only need to enter your user ID, and that's it.

You can sign up directly on the Visa website, where you'll be able to learn more about Visa Click to Pay.

The Regions Premium Money Market Account is a bank account that pays interest that's usually better than on a savings account. The Regions Premium Money Market requires a $100 minimum deposit to open, but has no monthly fees if you also open a Regions LifeGreen Preferred Checking. Otherwise, you'd pay $15/month. We couldn't find any interest-related information online, only that there are interest tiers, meaning you'd earn a certain interest rate based on the amount you keep in your balance. You can learn more directly on the Regions Bank Premium Money Market Account website page, where you'll also find contact information in case you want to talk with a Regions banker.

You can order checks through Regions Online Banking. When you log in to your Regions Bank checking account, choose "Services" under the "Customer Service" menu.

You can also order checks by visiting your local Regions Bank branch.

Regions offers you plenty of online resources you can access free of charge! You can learn how to manage your budget, debt, savings, taxes, and more, thanks to Insights by Regions. In addition to educational materials provided, there's a bunch of calculators you can use to help you make better money decisions. 

Depending on the state, Regions Bank's routing numbers vary. They go as follows:

• Alabama: 062000019
• Arkansas: 082000109
• Florida: 063104668
• Georgia: 061101375
• Illinois: 071122661
• Indiana: 074014213
• Iowa: 073900438
• Kentucky: 083901744
• Louisiana: 065403626
• Mississippi: 065305436
• Missouri: 081001387
• North Carolina: 053012029
• South Carolina: 053201814
• Tennessee: 064000017
• Texas: 111900785
• Virginia: 051009296.