TD Bank Convenience Checking Account

There are 3 ways you can open a TD Convenience Checking account.

The easiest one would be to do it online, but you can also open it in person, by visiting a local TD Bank branch nearby or by phone at 1-888-751-9000 (available 24/7).

You'll be asked to provide:

• Your personal information (Social Security Number, date of birth, and a government-issued ID),
• Your contact information (home address, phone number, email),
• Account or debit card number for the initial deposit.

If you're a student aged 17 through 23, you'll enjoy a few additional benefits as an TD Convenience Checking^SM accountholder. Not only will you have the $15 monthly maintenance fee automatically waived, without having to meet albeit low minimum daily balance requirements, but you'll also enjoy one TD Simple Savings monthly maintenance fee waiver if you decide to open a linked TD Simple Savings account until you're 24 (you need to request it, though). Plus, there won't be any fees for you on Savings Overdraft Protection transfers.

Plus, there are many TD digital banking tools, and resources for students and their parents that help students learn how to manage their finances better, but also save for college, spend responsibly with a TD Go Reloadable Prepaid Visa® Card, and bank on the go, at their convenience.

Yes, TD Bank provides its customers with a range of digital banking tools that make banking much easier and more convenient.

TD Convenience Checking accountholders can use TD Online Banking to pay bills, set up alerts, view their account and card activity, make account-to-account transfers, send money to friends and family, and more. 

You can enroll directly on the TD Bank website. You will need your Social Security Number,  your email address, your TD Bank account number, and your TD Bank ATM, Visa® Debit or Visa® Credit Card.

While TD Bank charges a quite low fee for paper statements - $1 compared with the usual $3 - you can avoid the fee, not because of the fee itself, but also because it's more ecologically friendly to switch to online statements.

You should enroll in TD Bank Online Banking, and choose to receive electronic monthly statements from there.

The TD Mobile Banking App works on your Apple® and Android^TM smartphones and tablet devices, allowing you to access and manage your account at your convenience, wherever you are, 24/7.

To use the TD Mobile Banking App, you need to be enrolled in TD Bank Online Banking - but you can simply install the app, and sign up for online banking from there.

Once you've installed the app, you'll be able to log in with Touch ID and single-use security code. You can securely check your balance, make transfers, pay bills, deposit checks, go paperless, and more.

To deposit your check using the TD Mobile Banking App, you need to be enrolled in TD Bank Online Banking, and have a smartphone or tablet device with a camera and the TD Mobile Banking App installed.

It takes 4 steps to complete the deposit: 

1. Select your account for deposit.
2. Enter the amount of the check.
3. Take a photo of the check using your device.
4. Review and submit your deposit.

Your funds will usually be available the next business day. Remember to write the date of the deposit and a "Deposited" note on the front of your check, so you know it's been cleared. However, do keep it for a few weeks to ensure it's been done. Then, you can destroy it.

With TD Bank Digital Wallet, you can pay for your purchases using your mobile device wherever digital wallets are accepted - and, it's almost everywhere.

Available with Apple Pay, Samsung Pay, and Google Pay, you can get the app for your corresponding device, add your TD Bank Visa card(s), and then pay with a simple tap of your mobile device.

Knowing there's Visa Zero Liability to protect you against unauthorized charges, and that your card number isn't stored or shared anywhere, you can rest assured your purchases are safe, and your card information protected, no matter whether you're making online, in-store or in-app purchases.

Plus, Apple, Samsung and Google's apps are quite cool, and easy to use - some of them even offering more special perks and rewards as an incentive to use digital wallets!

Your TD Bank routing number depends on where you opened your account. You can find your routing number at the bottom of your checks.

Here are TD Bank's routing numbers per state:

• Connecticut: 011103093
• Florida: 067014822
• Maine: 211274450
• Massachusetts/Rhode Island: 211370545
• Metro DC/Maryland/Virginia: 054001725
• New Hampshire: 011400071
• New Jersey/Delaware: 031201360
• New York – Metro NYC of former Commerce customers: 026013673
• New York – Upstate NY of former Banknorth customers: 021302567
• North Carolina/South Carolina: 053902197
• Pennsylvania: 036001808
• Vermont: 011600033

TD Bank will issue you a new TD Bank Visa® Debit or ATM Card automatically about 3 to 4 weeks before the expiration date.